Start with the year, because it changes everything else. Secaucus's housing stock centers on 1980 - roughly twenty years newer than the 1958 median across the rest of the service area, where most towns are still sitting on pre-1960 stock. That later build date matters for panels specifically. By 1980, roll-formed steel sectional doors had mostly replaced the older one-piece and wood-panel doors that dominate the earlier housing here. So instead of hunting down obsolete one-piece hardware, the more common Secaucus call is a steel panel that's dented, delaminated, or rusted through at the bottom section - the part that takes the brunt of plow spray and road salt every winter.
The cold-climate factor still applies here the same as anywhere in this region: freeze-thaw cycles work on the seams between panel sections and on the foam-and-steel sandwich construction that was standard by the late '70s and early '80s. Once moisture gets behind that steel skin, the foam core breaks down from the inside, and you get a panel that looks fine from the driveway but flexes like cardboard when you push on it. That's usually the point where patching stops making sense and replacing the section is the only real fix.